Personal Loans | Rafidain Bank

Liquidity On Your Terms

Whether you are consolidating debt, funding an international wedding, or covering emergency medical expenses, our Personal Cash Loans are designed to deliver funds to your account within 24 hours of approval.

Salary Transfer Loans

Unlock our lowest interest rates starting from 2.89% flat p.a. Borrow up to 20x your monthly salary with flexible repayment tenures extending up to 48 months.

✓ Up to 2 payment holidays per year
✓ Free Platinum Credit Card included

Non-Salary Transfer

Keep your salary account where it is. We offer high-limit personal loans for qualifying professionals based solely on credit scoring and verifiable income history.

✓ Fast-track approvals
✓ Minimal documentation required

Debt Consolidation

Take control of your finances. Merge multiple credit card balances and high-interest loans into one single, highly manageable monthly payment at a much lower rate.

✓ Lower your monthly obligations
✓ Direct settlement with other banks

Apply for a Personal Loan Today